Travel Insurance: Everything You Need to Know
Travel insurance is something you need when you go out to know the world. It doesn’t matter if you go to the neighboring country or travel thousands of miles, have a travel insurance is practically essential.
You never know what can happen, you maybe have to cancel the flight or the company does. You can get sick, you can have an accident in your journey, from twisting your ankle to something more serious, and as the saying goes, better to prevent than to regret. (Is this saying exist in your country?)
Why is traveling with travel insurance important?
Imagine the holidays are coming, you know where you’re going, you’ve got your trip planned, but do you already have your insurance? Do you know why it’s important to take out travel insurance? Do you know why we don’t go on a trip without insurance?
What is travel insurance?
It’s a service provided by insurers to cover unforeseen events that may arise on a trip.
What are the coverages?
Depending on the insurance company and the insurance policy you take out, there are different coverages. The essentials are:
- When you get sick, get medical help.
- They cover your luggage in case of loss, delay, breakage, etc.
- Send you home if necessary (repatriation), or transfer a family member to where you are.
- You’re covered in case you’re canceled, delayed, etc.
- They cover you if your electronic equipment is stolen (must-have when you travel with a good camera, laptop, etc.)
- Have coverage in case your stuff, documents, etc. are stolen.
It’s easy to take out travel insurance and renew it. You can do it with a couple of clicks from your computer. And you avoid headaches (and the loss of many euros or dollars) if something goes wrong on your trip.
Do I need to travel with an insurance?
An absolute YES from our humble opinion. But you’ve probably read or heard on several occasions that you have to travel with travel insurance or at least that it’s advisable to do so, especially if you’re traveling to countries like the United States, Canada, or Japan where health care is very expensive.
On holiday many we go abroad (or stay close) it is advisable to get a good travel insurance, that is flexible and that adapts to the needs of each one.
We, for example, who like to make road trips and as you know we do many kilometers, always hire it. Since many times the way to drive in other countries is different and you have peace of mind with extra support, as it is to be insured against any unforeseen events.
We’ve already seen why it’s important to travel with travel insurance.
Travel insurance covers you with the different incidents that may arise throughout your trip, such as medical assistance, luggage, cancellation of the trip, accidents, civil liability, etc.
But I think the most important thing is because you travel more safely with travel insurance, you feel like you’re traveling protected.
It’s a safe way to travel, especially if you’re traveling with children.
Because if you bend your ankle, break a tooth, you get food poisoning, or any unexpected emergency. You call the insurance company and they tell which doctor you have to go to, and the best thing is that you don’t get overwhelmed, because you think, ah okay, I’ve my travel insurance!
Therefore, I believe that taking out travel insurance should be essential in the planning of the trip, such as buying a plane ticket or booking hotel rooms.
Which company do we recommend?
We recommend World Nomads, because it is characterized by offering you the travel insurance that best suits your needs and travel style. In addition, you can customize it to your needs.
It works as follows, first you have to give them your travel details. Which countries or regions you are going to visit. Is this saying in your country? The dates for you trip and the age of each travel. Once you fill in this information, press Get a Price, and that’s it.
Now you get the price and you can choose 2 plans. The Standard one or the Explorer Plan. You can see the coverage and choose one of them. They have travel assistance with care 24 hours a day every day of the year. They have different coverages, Emergency medical expenses overseas 3.500.000€ or unlimited, medical transport, Natural catastrophe, baggage, etc.
Travel Medical Teleconsultation
In addition, they have added a service for customers that I find very good (and it is free) that is the medical teleconsultation on the road. This means that you can make a medical consultation It operates 24 hours a day, 365 days a year. You can send your inquiry by Whatsapp!
Tell me, are you traveling with insurance? What matters most to you when it comes to taking out travel insurance? Follow the link to go to the World Nomads page and take out your travel insurance.
More Ideas for your trip
Book Your Trip
Book Your Flight
Find a cheap flight by using Skyscanner.
Book Your Accommodation
You can book your hostel, hotel or apartments on Booking.com.
Best companies for activities
Check out Civitatis.com and find the best tours in English (French, Spanish and Italian)
Looking for the best companies to save money with?
Check out my resource page for the best companies to use when you travel! I list all the ones I use to save money when I travel – and I think will help you too! (Is in Spanish yet)
Some of the links you’ll find in this article are from affiliates. This means that if you contract any of the services mentioned through the link we provide, we will receive a small commission, for you the price will be the same or you will have a discount. This way you help us to maintain the blog and continue to create content useful for your travels. Thanks a lot!
We are not native English speakers but we have decided to translate our post to English so we can share it with the whole world. If you see any spelling mistake or something, please let us know, it is so important to us. If you do so, we can improve our post and also our English knowledge! Thanks in advance!!!